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However, the Wakely Consulting Group worked together with the Department of Insurance to analyze available plans for 2017, and reports that premiums are increasing an average of Angara Twist Shank EmeraldCut Amethyst Statement Ring in Platinum UIocAiUI
for people who aren’t eligible for subsidies and whose current plans are still available for 2017. People who aren’t eligible for subsidies are more likely to select Bronze plans, and the average rate increase on Bronze plans for 2017 (25 percent) is higher than the average rate hikes for the other metal levels.

Subsidies mitigate rate increases significantly for people who are eligible for them, as does selecting a different plan during open enrollment. The Wakely Report indicates that the average second-lowest-cost silver plan in Colorado (on which subsidies are based) will increase in price by 19 percent in 2017, resulting in average premium subsidies that are $126 per member, per month higher in 2017 than they were in 2016. This highlights how essential it is for people to shop in the exchange if there’s any chance they qualify for subsidies, since subsidies are only available in the exchange. The average subsidy in Colorado in 2017 is projected to be $358 per member per month, as opposed to $232 per member per month in 2016.

The Colorado Department of Insurance reviewed rate filings throughout the summer for the carriers that proposed plans for 2017. In the individual market, seven carriers filed rates for on-exchange plans, down from ten in 2016. During the rate review process, rate hikes were adjusted — both up and down — for nearly every carrier. For the seven carriers that are offering plans in the exchange for 2017, proposed and approved average rate increases are as follows:

Bright Health Insurance Company Colorado Choice Anthem Blue Cross Blue Shield

Anthem and Cigna are both significant players in the Colorado market. Their proposed merger has been in the works for months, but the US Department of Justice filed a lawsuit in July to block the merger on antitrust grounds. Cigna and Anthem immediately began to Lana Jewelry 14k Wire Hoop Earrings wbyi2aWme
, but have also had internal disagreements , and the future of the merger is unclear.

In the small group market, five carriers have filed rates and plans for 2017 coverage in the exchange. Their proposed rate changes were much more modest than the proposed rate increases in the individual market. Proposed and approved rate changes are as follows:

Colorado Choice: Anthem: Kaiser: Rocky Mountain HMO: Rocky Mountain Healthcare Options:

In both the individual and small group markets, the carriers that have filed plan proposals for the exchange will also sell their products outside the exchange. In addition, several other carriers in the state have plans that will only be marketed off-exchange in 2017.

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In this exclusive interview with Apple CEO Tim Cook, he explains the culture and approach that led to iPhone X, Air Pods, Apple Watch 3, and HomePod.

“Our North Star is making the best products in the world,” says Apple CEO .[Photo: Angara Diamond Halo Cushion Pink Sapphire Ring in 14k Yellow Gold SChJp9N5
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The only things more impressive than Apple’s financial numbers are the products that generated them. For a company routinely slagged for not having had a hit since 2010’s iPad, Apple, which as of mid-January was valued at more than $900 billion, had a heckuva 2017: Its wireless AirPods became ubiquitous from Brooklyn to Boise, and can now be paired with the best-selling Apple Watch Series 3, which has GPS and cellular connectivity, for a meaningful, new consumer experience. Developers embraced ARKit, Apple’s augmented-reality framework, like nothing since 2008’s App Store (which paid out $26.5 billion last year). After a year of whining about what the new iPhone might offer, most skeptics were blown away by the iPhone X, with its facial recognition, camera quality, bezel-to-bezel screen, and new user interface. Now, HomePod, first announced last June, offers a fresh take on the intelligent speaker. These category-redefining products don’t just defy the adage that scale hampers agility and creativity–they obliterate it. During a January 10, 2018, conversation at the newly opened Apple Park (itself an impressive product launch), Apple CEO Tim Cook sat down with to discuss the overarching philosophy behind Apple’s ever-evolving universe and what unites its ambitions and endeavors.


Fast Company: What makes a good year for Apple? Is it the new hit products? The stock price?

Fast Company:

Tim Cook: Stock price is a result, not an achievement by itself. For me, it’s about products and people. Did we make the best product, and did we enrich people’s lives? If you’re doing both of those things–and obviously those things are incredibly connected because one leads to the other—then you have a good year.

Tim Cook:

FC: Do you look back at some years and say, Oh, that was a good year, that year wasn’t as good?

TC: I’ve only had good years. No, seriously. Even when we were idling from a revenue point of view–it was like $6 billion every year–those were some incredibly good years because you could begin to feel the pipeline getting better, and you could see it internally. Externally, people couldn’t see that. With the iPod, before it came out, we didn’t really know that it would become as big. But it was clear it was changing things in an incredibly good way. Of course with the iPhone it was clear that that was a huge change, a category definer, but who would’ve thought [it would have impact] to the degree that it [did].

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Over our 105-year history, our members have provided more than 5 million hours of volunteer service to help build a better Washington, DC.

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We are dedicated to improving our community through the effective action of our more than 2,300 trained volunteers.

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We provide life-changing leadership training that empowers our members to be civic leaders and effective volunteers.

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Discover the Junior League of Washington through the pages of our biannual magazine.

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posted on June 7, 2018

The Junior League of Washington (JLW) on Friday welcomed its 2018-2019 Board of Directors. This team of female leaders includes JLW’s 80th President Tycely Williams. Williams is the first African American and woman of color to be elected or serve in this role in the League’s history, after also making history over the last year as the League’s first African-American President-Elect.

posted on May 31, 2018

The Junior League of Washington (JLW) announced that it will award a total of $120,000 in major grant funding to Washington, DC, area nonprofit organizations, along with a number of other smaller denomination and short-term grants.

posted on April 16, 2018

The Junior League of Washington’s seventh annual Kitchen Tour will include a special stop featuring celebrity chef Jen Carroll, a two-time Top Chef contestant and owner and executive chef of Carroll Couture Cuisine. The Kitchen Tour, happening Saturday, April 21, will spotlight unique homes and kitchens in the Brookland neighborhood in Northeast Washington. The tour will include stops at four homes with state-of-the-art kitchens in Brookland, with tastings and drinks served at each home from Washington-area restaurants and vendors.

Nov 16

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Nov 16, 2018 - Nov 18, 2018

May 11

Each year, JLW awards the Meg Graham Scholarship…Celebrating Service and Leadership to a graduating Washington, DC, senior who has demonstrated a commitment to voluntarism and community service. This volunteer service award was established in 1982 in honor of the late Reverend Margaret M. Graham, a former JLW member and former President of the Association of Junior Leagues International.

Learn more

The Junior League of Washington is proud to invest in the Washington, DC, community through our targeted grants, scholarships, and other direct giving programs. Click to learn more about our grants, and click to learn more about our scholarships and other awards for students.

For 105 years, the Junior League of Washington has been building and transforming our community. We’ve created significant, lasting change, and we are proud of our history.

The Junior League of Washington hosts and supports a number of signature events each year, including the Library of Congress’s National Book Festival, Kids in the Kitchen, and the Bright Beginnings 5K, as well as League fundraisers like JLW Shops!, Holiday Shops, Tossed Found, and Kitchen Tour.

The Junior League of Washington focuses its volunteer and financial resources on the complex issues of literacy – child, adult, and cultural. Through our Resolution Read project, we have placed nearly 125,000 books in the hands of DC-area children since 2011. Bavna Marquise amp; Teardrop Tourmaline Earrings eYvDhSIMS
about how your organization can benefit from this initiative.

For more information about joining the Junior League of Washington, please click Join below.

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International Committee of the Red Cross
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03 July 2018

Dhaka (ICRC) – I am leaving this region with a sober assessment of the situation here. I travelled to both sides of the border – to the northern parts of Rakhine State where people had fled violence in huge numbers and to the camps of Cox's Bazar.

I met those who stayed and those who left and it is clear that people are suffering on both sides. People lack secure housing, electricity, latrines, medicine and health care. There are few options for people to earn an income to allow them to move beyond aid and emergency conditions.

Over a million people live in misery, held hostage to a profoundly unsettling contradiction.

Those sheltering in the camps of Cox's Bazar live in shocking conditions that violate human dignity. With the monsoons arriving, their lives will only get worse. They cannot stay and they cannot return.

I cannot claim that life for those in Rakhine State is significantly better. In this remote, rarely-visited area, we drove through the areas where villages once stood. Little remains now, and the vegetation is rapidly reclaiming the land. In other parts, former schools and health centres stand empty.

In one village I visited, less than a quarter of the population remains, only 2,000 of the original 9,000 villagers. I spoke with all communities - Muslim, Buddhist and Hindu. They described how the social fabric and local economy have been destroyed, making people entirely reliant on humanitarian aid.

The conditions are simply not there for large numbers of people to return home.

If I look at the landscape today, I cannot help but think: In 20 years' time will we find ourselves in exactly the same place as we are now, with huge numbers of people still scratching out a desperate existence in these camps? The children I met deserve a better future. They must not become a new generation living in 'emergency' conditions.

We owe it to them to avoid this outcome. For humanitarian reasons alone, something has to change. Our collective best efforts must break this intractable situation and address its root causes. The ICRC is keen to play its part.

Our colleagues on both sides responded as quickly as possible after the crisis began in August 2017. As one of the first responders in Cox's Bazar, the ICRC has been able to meet the most urgent needs of people living along the border areas including the host communities.

In Myanmar, we are doubling the distribution of food rations, to help communities during the monsoon season as many areas become inaccessible.

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